How it works

How to get your cash...

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    Start Application

    Applying for a loan takes only 2 minutes. Everything is done online. With our paperless loan, you won’t have to send any documents!

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    We verify your information

    Our team of specialist will contact you by phone or email to ask you simple questions regarding your application in order to be accepted.

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    We deposit the funds in your account

    As soon as you have been accepted for the loan, you will receive your funds instantly! *Today

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What are you waiting for?

GET YOUR CASH NOW

Confidentiality

Your confidentiality is our concern. We understand your situation.

Courteous service

We offer fast, courteous and personalized service.

Fast service

We will answer your request within 48 hours.

Sonic Cash makes it easy to get a loan, Request one now!

Applying for a loan takes only 2 minutes. Everything is done online. With our paperless loan, you won’t have to send any documents!

Small Loan

  • 32% APR rate
  • 90 day repayment
  • Instalments by pay day

$250 / loan

Request a loan

* Requirements: stable job, no ODSP, no self-employed, Canadian resident, 18+

Medium Loan

  • 32% APR rate
  • 90 day repayment
  • Instalments by pay day

$750 / loan

Request a loan

* Requirements: stable job, no ODSP, no self-employed, Canadian resident, 18+

Requests by phone

  • Easy access

    You can reach Sonic Cash 500 quickly from your cell phone or computer.

  • No credit investigation

    All we need to approve you is your bank account and ID.

  • Fast service

    Submit your application and let our advisors take charge of your file, all from the comfort of your home.

Important Information

Responsible loan policy

All online demands are analyzed and go through a selection process to ensure that borrowers are in a position to pay back their loan. This includes, but is not limited to:

  • Verifying that your salary meets our criteria
  • Ensuring that you do not have an excessive amount of insufficient fund charges in your bank account
  • Determining if your previous financial obligations will interfere with your loan refunding capacities.

Following this analysis, if your file meets our standards, your demand will be ACCEPTED.

Missed payments and credit scores

You will be charged 60$ for any payment refused by your banking institution, for insufficient funds or any other reason, this 60$ will be deferred to the end of your contract. This situation will not affect your credit score within our company, and your file will not be transferred to credit agencies. In case of an emergency where you need to delay a payment, please call us at least 48 hours before the payment is due. This delay will result in a cost of 60$, that will be deferred to the end of your contract. Respecting payment schedules will ensure you an excellent service for future renewals.

Responsible collection

Our company uses the responsible collection methods in compliance with Canadian legal requirements. If a problem occurs during the time that you are repaying your personal loan, our agents from the collections department will make payment arrangement with you while taking into consideration your current situation. Missed payments will accumulate interest on the unpaid balance. The borrower is responsible for all legal fees generated from recovering a past due balance.

  • Annual percentage rate (APR)

    The APR on the amount borrowed from the lender is 32%.

  • Renewal

    Renewing your loan does not happen automatically, you need to request it.

  • Repayment term

    Repayment terms of our loans are 3 to 6 months

  • Repayment example

    A loan of $500, including capital, subscription fees, interest, will amount to a refund of approximately $750.